Ready-to-Launch Solution

Build a secure digital finance platform in just 7 days.

A white-label fintech ecosystem for startups, NBFCs, banks, payment companies and lenders: responsive website, Android & iOS apps, customer portal, agent panel, merchant dashboard and enterprise-grade admin panel.

7-day delivery Source code included White label Bank-grade security

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See the platform live: we’ll reply within one business day.

24h response

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7Days to launch
7Platforms included
1500+Projects delivered
700+Happy clients
Shineing Digital LLP

Wallet, lending, investments: one secure platform.

Ideal for businesses offering digital wallets, UPI payments, money transfer, lending, digital banking, personal finance, investments, insurance, wealth management or a financial marketplace.

Proven, production-ready code with bank-grade security: customized, branded and deployed for you in a week.

  • KYC, compliance and audit workflows built in
  • Full source code and database ownership
  • AI credit scoring, fraud prevention and financial insights
AI-powered FinTech Solution workspace
AI-powered fintech

Every transaction, insight and risk signal in view.

Use AI to strengthen security, personalize finance and make smarter decisions across your platform.

Solution overview

Seven platforms, one ecosystem.

Customers, merchants, agents and your operations team: everyone gets a purpose-built platform, all synced in real time.

Customer Website Android Customer App iOS Customer App Merchant Dashboard Agent Portal Admin Dashboard Super Admin Panel
Platform features

Every financial product: ready to go.

From wallets and UPI to loans, investments and insurance: all under one secure roof.

01

Digital Wallet & Banking

Money in, money out: instantly and securely.

Add & Withdraw MoneyBank TransferWallet-to-WalletQR PaymentsUPI PaymentsNEFT / RTGS / IMPSBeneficiariesCashback RewardsDigital PassbookStatements
02

Loan Management

Complete lending: from eligibility to recovery.

Personal LoanBusiness LoanGold LoanVehicle LoanEducation LoanHome LoanLoan EligibilityEMI CalculatorLoan TrackingOnline Approval
03

Investments & Insurance

Wealth products your customers can trust.

Mutual FundsSIP InvestmentFixed DepositsDigital GoldBonds & StocksETFsRetirement PlanningHealth InsuranceLife InsuranceMotor InsuranceClaims Management
04

Customer Mobile Apps

Android & iOS apps with biometric security and AI.

Biometric LoginFace ID & FingerprintReal-Time BalanceInstant TransfersQR ScannerBill PaymentsRechargeAI Financial AdvisorAI Budget PlanningSpending AnalysisAI Fraud Detection
05

Merchant & Agent Panels

Business tools for payments and onboarding.

Merchant RegistrationQR Code PaymentsSettlementsSales ReportsGST ReportsRefund ManagementAgent OnboardingDigital KYCLoan ProcessingCommission ReportsCollections Tracking
06

Admin & Super Admin

Compliance-ready control over the entire platform.

KYC ApprovalDocument VerificationTransaction MonitoringFraud AlertsSettlementsLoan AdministrationCashback CampaignsMulti-BranchMulti-CurrencyAudit LogsCompliance ReportsSecurity Center
Intelligence & earnings

AI-powered, revenue-ready, secure.

The intelligence that scores and protects, the revenue model that grows, and the compliance that keeps regulators happy.

AI-Powered Features

Intelligence baked into finance, risk and growth.

AI Financial AssistantPortfolio AnalysisAI Credit ScoringFraud PreventionCustomer SegmentationLoan Eligibility PredictionInvestment InsightsExpense AnalyticsAI ChatbotBusiness Intelligence

Revenue Model

Eight proven ways your platform makes money.

Transaction FeesMerchant CommissionLoan Processing FeesSubscription PlansInvestment CommissionInsurance CommissionPremium MembershipWhite Label Licensing

APIs & Integrations

Banking, payments, KYC and communication: pre-wired.

Account VerificationPayment APIsUPI IntegrationVirtual AccountsRazorpayStripeCashfreePayUAadhaar eKYCPAN VerificationGST VerificationFace VerificationWhatsApp APISMS & Email

Security Features

Bank-grade protection at every layer.

SSL Encryption2FABiometric LoginJWT AuthenticationRole-Based AccessDevice ManagementFraud DetectionData EncryptionAPI ProtectionDaily BackupsAudit Logs
User flows

Three journeys, zero friction.

Every user’s path is designed, tested and compliant.

Customer Flow

From signup to investing, securely.

1. Register2. Complete KYC3. Link Bank Account4. Add Money5. Make Payments6. Transfer Funds7. Track Transactions8. Invest or Apply for Loans

Merchant Flow

Accepting payments in minutes.

1. Register2. Verify Business3. Generate QR Code4. Accept Payments5. View Settlements6. Download Reports

Admin Flow

The platform, governed and growing.

1. Approve Users2. Verify KYC3. Monitor Transactions4. Process Settlements5. Manage Loans6. Generate Reports
Launch plan

Your 7-day delivery plan.

Day by day, from your branding to live apps in both stores.

Day 1

Branding & Setup

Branding, logo integration, domain and server setup.

Day 2

Website & Admin

Website installation, admin dashboard and database configuration.

Day 3

Mobile Apps

Android and iOS apps configured with your brand.

Day 4

Merchant & Agent

Merchant dashboard and agent portal made ready.

Day 5

Payments & KYC

Payment gateway, KYC APIs and banking integrations.

Day 6

Security & QA

Security testing, QA and performance optimization.

Day 7

Launch & Handover

Deployment, store builds, training and handover.

The package

What you receive: and what you can add.

Complete ownership on day one, with add-ons ready whenever your business is.

01

What You Receive

A complete, ownable platform: nothing held back.

Customer WebsiteAndroid AppiOS AppMerchant DashboardAgent PortalAdmin DashboardComplete Source CodeDatabaseAPI DocumentationInstallation GuideWhite Label BrandingDeployment Support
02

Technology Stack

Modern, scalable tech behind every platform.

React.jsNext.jsFlutterLaravelNode.jsPythonPostgreSQLMySQLMongoDBRedisAWSAzureGoogle Cloud
03

Optional Add-ons

Extend the platform as your business grows.

Digital Banking CoreCrypto WalletBuy Now Pay LaterStock Trading ModuleAI Robo AdvisorInsurance MarketplaceQR POS SystemCorporate PayrollExpense ManagementWhite Label Banking
04

Deployment & Support

We take you live: and stay with you after.

Server DeploymentDomain SetupPlay Store BuildApp Store BuildStaff TrainingInstallation SupportLong-Term Maintenance
FAQs

FinTech solution: common questions.

Can I launch my own fintech platform in 7 days?

Yes. Our ready-made solution enables you to launch your branded fintech platform quickly with full customization: branding on day 1, deployment and store builds by day 7.

Does the platform support KYC verification?

Yes. It supports digital KYC, identity verification (Aadhaar eKYC, PAN, GST, face verification), document management and compliance workflows.

Can I integrate payment gateways and banking APIs?

Absolutely. We integrate payment gateways, UPI, banking APIs, wallet services and financial third-party providers.

Will I receive the complete source code?

Yes. The package includes complete source code, database, documentation and deployment assistance.

Is the platform secure?

Yes. It is built with enterprise-grade security: encrypted communications, fraud detection, secure authentication, biometric login and role-based access controls.

Your platform awaits

Ready to launch your FinTech business?

Digital wallet, loan management platform, neo bank, investment app, insurance marketplace or merchant payment system: get a secure, AI-powered, white-label solution ready to launch in just 7 days.

Live in 7 working days Website + Android + iOS Full source code ownership KYC & compliance built in Bank-grade security Training & support included
Free live platform demo See the wallet, merchant panel and admin in action.
Book your free demo

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